On products eligible for Buy Now Pay Later you can buy now and pay in full before 6 months is up and be charged no interest, you only pay a £29 settlement fee. If you don't pay the full balance of the loan before the 6 months then you will be automatically entered into an interest bearing loan agreement for 42 months with a representative APR of 19.9%.
For example, if you take out a loan of £1000, you are able to pay off as little or as much of the loan at any time within the 6 months period (ie. £100 one month, £50 the day after, £10 the month after etc). Once the 6 months is up, if you have paid off the total loan amount of £1000 your agreement will end after a £29 settlement fee is paid. If you still owe money to your loan, then this will enter into an interest bearing agreement for 42 months with V12.
Applying in-store couldn't be easier! Simply pop in and complete the process on one of our computers. You can complete the application on your own or with the help of a member of our sales team. The application will provide an instant decision and you can walk away with your order (if your application is approved).
Give our friendly sales team a call on 0114 2859854 to give us your order details, name and email address - we will send you an email with a secure link to complete the application. You will be given a instant decision and your order will be dispatched the same day (if your application is approved before 3.30pm).
Click here for more info on the Finance we offer and customer eligibility.